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Buying Process
 
 

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All property sales follow a structured process and SURYA GROUP will assist you every step of the way. You can register with SURYA GROUP by clicking here. The more information you can provide about the type of property that you are searching for, the more effective we can be in our search process.

We will start the process of searching for properties that meet your criteria. You will be sent details of potential properties. Simply contact us and we will arrange appointments for you to view properties that you are interested in.

SURYA GROUP will undertake making an offer for a property on your behalf. We will contact the seller and put forward your offer. All offers are subject to contract which means that there is no legal binding to buy or sell until the contract has been signed by all parties.

The Conveyance stage of the sale requires a solicitor. The solicitor will handle all legal paperwork required, as part of the sale process and subsequent transfer of ownership. We will be happy to recommend solicitors to handle this stage of the process. Once an offer has been accepted you will need to advise your solicitor who will deal directly with the solicitor of the seller. Agree on dates for the exchange of legal contracts and the actual completion of the sale as early as possible in the process.

If you would like us to assist in arranging the mortgage please contact us.

Survey and Searches are carried out at this stage. The seller's solicitor will make a Land Registry search. Your solicitor will submit a local authority search that will show any planning consents or local issues that may have relevance to the property. The mortgage lender will complete a survey of the property to check for structural problems and will subsequently make a valuation. A Draft Contract will be drawn up by the seller's solicitor and forwarded to your solicitor. At his point your solicitor approves the draft contract, provided that any queries or questions raised have been answered satisfactorily. The lender will send a mortgage offer to your solicitor, which you will be asked to sign. Once this has been completed, the funds to buy the property will be in place. An Exchange of Contracts now takes place, which both buyer and seller sign. A deposit is paid either by bank transfer or banker's draft. A completion date is finalised and the outstanding balance is paid on that day, at which point you become the proud owner of the property.


 
 
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